Specialty InsuranceSpecialty insurance offers coverage for unique or high-value items that standard policies might not adequately cover. It’s designed to provide tailored protection for specific needs.
Key Coverages:
- Jewelry Insurance: Covers loss, theft, or damage to valuable jewelry, often with higher coverage limits than standard homeowners policies.
- Collectibles Insurance: Protects items such as art, antiques, coins, and rare items against loss, damage, or theft. It often provides coverage based on the item’s appraised value.
- High-Value Home Insurance: For homes with higher-than-average value, offering broader protection and higher limits compared to standard home insurance policies.
Additional Options:
- Event Insurance: Covers financial losses related to event cancellations or damages during special events like weddings or parties.
- Pet Insurance: Provides coverage for veterinary expenses related to pet health issues or accidents.