Umbrella Insurance
Umbrella insurance provides an additional layer of liability coverage beyond the limits of your auto and home insurance policies. It helps protect your assets in the event of large claims or lawsuits.
Key Coverages:
- Personal Liability Protection: Covers a range of situations including personal injury claims, defamation, and false arrest that exceed your primary insurance limits.
- Legal Defense Costs: Provides coverage for legal fees and court costs associated with lawsuits, even if the claims are groundless or fraudulent.
- Worldwide Coverage: Offers protection for incidents that occur outside the U.S., providing a broader scope of coverage than standard policies.
Additional Options:
- Additional Coverage Limits: Allows you to increase your liability limits beyond those offered by your auto or home insurance.